Resolve your debts, your way.

Owing money can be stressful,

but it doesn't have to be.

Did we contact you regarding an outstanding balance?

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WHO ARE WE?

We are a new kind of debt collection agency -
one with a social purpose and mission.

We are deeply committed to building a fairer debt collection process for everyone. That means no annoying calls. No deaf ears. No heavy hammers. Just an understanding approach that works for you, at your own pace.

As a Pending B Corp we have made a legal commitment to put people and our planet on the same level as profit and help create a more sustainable and inclusive economy.

You call the shots

Every situation is unique, so we have a variety of different paths for you to choose from. Pay now, later or in smaller bits over time. The choice is yours.

See how it works

Digitally convenient

We’ve updated the debt collection process so that it finally fits the 21st century. Manage your balance whenever, wherever. And find all the answers to your questions online. No need to speak to someone unless you really want to.

Check out our FAQs

Help at your fingertips

The days of telephone queues are gone - skip the line and connect immediately with a friendly member of the team on our live chat. To access our live chat please follow the link below and enter your 6 digit code (found in all communications from us). Once logged in we will be able to help you.

Get started

Unfortunately, debt doesn’t just go away

It’s completely normal to feel worried or upset about having an outstanding balance. You may feel like you want to ignore it. Please don’t.

Engaging with us will help to prevent things from escalating (avoiding future legal action, for example). It can also improve your credit score, help you get a mortgage or car loan. Don’t worry, we will never ask you to pay anything you feel you can’t afford.

Individual support

Everyone has their own story. Whatever your financial situation, we genuinely want to help you find the right way to deal with your debts. Not just today but also in the future.

We are committed to helping you resolve your debts in the most supportive way possible.

Why supporting you matters to us

Designed for Social Impact Ophelos is a Pending B Corporation. Social impact is an integral part of our purpose and business model - not just marketing fluff.