What happens if I don’t pay?

If you don’t pay the money you owe, the company you owe money to may take further action against you. 

This could include:

• Fines or additional costs being added to your debt. 
• Legal action, including a court summons.
• A bailiff being employed to seize your assets.

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We can’t say for sure what will happen if you don’t pay, because different companies will take different measures.

• Find out more about the stages of debt collection here.
• Find out more about what your lender can and can’t do here.

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What if I can’t afford to pay?

If you’re struggling financially and can’t afford to pay anything at all, you must get in touch with us. Send us an email at support@ophelos.com and explain your situation so we can support you and give you some space if you need it. Find out more here.