Help centre

How do payment plans work?

Payment plans are a great way to spread the cost of your debt. They can help you clear your debt in a manageable way, within a reasonable amount of time. 


For example:

  • if you start with a debt of £100
  • you could pay off £10 a month
  • for 10 months.


Depending on your debt, payment plans may not be available to you. If they are, we’ll suggest a plan for you in your account.

To view your payment options:

  • Log in to your account using your 6-digit reference code 
  • Navigate to ‘Your Options’. 
  • Your payment options will be listed here.

Can’t afford any of your suggested plans? Find out what to do here.