7
March 3, 2025
Learn how credit scores work, how they affect your ability to borrow and how to improve your score and your access to credit.
5
High energy bills can be very frightening, but there's lots of help out there to support you and your financial situation. Discover our list of free resources here.
Struggling to pay your bills? Support is available. Find out how to ask for breathing space, how to find grants, schemes, benefits and more.
Browse our comprehensive list of free UK debt advice services. Whatever you’re going through, there is help available. Find out how personalised support could help you
Discover how pre-buying and monitoring your energy could help you to budget better, reduce your usage and give you more accurate bills.
Learn what happens if you dispute your energy bill, when you should (or shouldn't), and where to find help if you're struggling.
2
Follow these steps recommended by Ofgem to avoid missing out financially.
Not paying your energy bills can have big consequences. Learn about what will happen if you ignore your bills or don't engage with your supplier.
3
Defaults on your credit file can impact your ability to borrow money from banks, mortgage lenders and loans. Find out what they are and how to clear them.
These simple changes to your daily routine could save you up to £285 a year on your energy and water bills. Read on and start saving today.
Hack behaviour change and boost motivation with these tried and tested techniques for sticking to your goals and improving your financial health.
Find out how to maximise your energy budget and cut costs this National Fuel Poverty Awareness Day.
‘Loud budgeting’ is a movement centred on being open and honest about financial struggles. Is it the trend we need to get more people discussing their finances?
Contrary to popular belief, money can be a useful tool for buying happiness, just not in the way you might think. Discover how to use money to boost your happiness.
Ever set out to achieve a goal, only to give it up a week later? Discover the tricks to hack behaviour change once and for all.
Scamming and fraud can severely impact your financial situation. Learn how to protect yourself online and remain savvy.
BNPL schemes allow you to spread the cost of a purchase but missed payments can have big consequences. Discover tips on how to use them responsibly here.
Stigma can cause feelings of embarrassment and shame, and encourage people to stick their heads in the sand. Here's how we can fight it.
From facing stigma to reducing shame, get tips from a debt expert on looking after your mental wellbeing during your debt repayment journey.
Behavioural science-backed reasons why you keep overspending and ending up skint. Discover how to break habits and get on top of your debts today.
Discover the difference between borrowing for something that will benefit you long-term and borrowing for short-term consumption.
Clare Seal shares her top tips on how to pave the path towards debt freedom and how to deal with debt for the first time. Read on to hear her story.
Got a mountain of debt and don't know where to start? Put a plan together with one of these methods and get on top of your money today.
Behind on multiple payments and don't know where to start? You’re not alone. Learn how to categorise your debts and start repaying them today.
February 25, 2025
Explore different ways that you can budget and get the most out of your money.
Having a good idea of your incomings, outgoings and spending habits can help you get the most out of your money. Find out how to create an impactful budget here.
Discover how to pay off your debts alongside your outgoings with Ophelos. Even if you’re struggling to cover costs, we’re here to help.
